Payment Terms & Secure Checkout Policy

December 2025

1. Introduction

Hyogena is committed to offering customers a secure, seamless, and premium checkout experience.

This Payment Policy explains the accepted payment methods, authentication procedures, fraud prevention measures, and customer responsibilities.

Hyogena accepts the following payment options:

Cash on Delivery is NOT supported.

All transactions executed on sa.hyogena.com are encrypted using industry-standard protocols:

Customer payment details are never stored on Hyogena servers.

Certain payment methods may require:

These measures reduce unauthorized transactions and protect customers.

Hyogena partners with:

BNPL approval is at the discretion of the provider and may involve eligibility checks or spending limits.

Refunds for BNPL purchases follow the same refund timeline but are handled by the provider.

Hyogena may temporarily place orders on hold to verify:

Customers may be asked to provide identification or confirm payment method ownership.

Failure to provide verification may result in cancellation.

A payment may fail if:

Customers should retry or use a different payment method.

All prices displayed on sa.hyogena.com:

The price at checkout is final and binding.

Hyogena may revise this payment policy based on financial regulations or improved user experience.